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Risk management options more important with climate changeRisk management options more important with climate change

Coverage available for prevented plantings, frost damage, other unforeseen events.

Todd Fitchette

January 6, 2021

1 Min Read
Young almonds are particularly sensitive to cold weather. A new policy option to protect fourth-leaf almond trees from freeze damage is available to growers.Todd Fitchette

Climate change and lending requirements are pushing more western growers to consider crop insurance and other methods to protect their capital investments.

California rice growers, for instance, began using prevented planting insurance more heavily several years ago as an ironic combination of drought and late spring shut down any hope of planting a crop that year. Now new offerings are available for fourth-leaf almond crops susceptible to frost and other springtime weather phenomenon.

John Wienstroer, senior vice president of branch operations with NAU Country Insurance said the relatively new almond product offers insurance protection specifically to a freeze affecting fourth leaf almonds. This can be helpful as the small trees are already producing a crop but are young enough to be affected more severely than older almonds.

Farmers can also access extra coverage options (ECO) to their multiple peril crop insurance policies. These ECO coverages can be delivered through the Federal Crop Insurance Corporation (FCIC) to further mitigate losses not completely covered by government programs.

The new ECO program was approved by the FCIC and is expected to be available on more than 30 crops in 2021, with more to follow in future years.

Growers are encouraged to talk over their risk management options with their local Farm Service Agency representative or their private insurer for up-to-date opportunities and deadlines.

About the Author(s)

Todd Fitchette

Associate Editor, Western Farm Press

Todd Fitchette, associate editor with Western Farm Press, spent much of his journalism career covering agriculture in California and the western United States. Aside from reporting about issues related to farm production, environmental regulations and legislative matters, he has extensive experience covering the dairy industry, western water issues and politics. His journalistic experience includes local daily and weekly newspapers, where he was recognized early in his career as an award-winning news photographer.

Fitchette is US Army veteran and a graduate of California State University, Chico. 

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