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What is Your Money Worth?

What is Your Money Worth?

This handy spreadsheet computes interest rates and time value of money.

What is the future value of an investment opportunity in front of you today? What is the future value of a series of annual contributions to an investment? What will your monthly payments be for a loan you are considering? The University of Illinois developed a spreadsheet that helps you evaluate the value of money at different points in time. The spreadsheet allows you to analyze these questions on one easy to read screen, with a sensitive chart for evaluating your scenario under different time horizons and interest rates.

We’re featuring the spreadsheet as our Farm Futures Spreadsheet of the Month. The 1,016 kilobyte spreadsheet should work with Excel 2000, 2002, 2007 or Excel XP. You can download it by clicking on the link below.

Do you have a spreadsheet that’s made a difference on your operation that you’d be willing to share with other readers? Drop us a line at with a description of the spreadsheet. We’ll pay $75 if we feature your farmer-written non-commercial program as our Spreadsheet of the Month.

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