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Crop Insurance For Perennials Gets A Valuable Upgrade

Crop Insurance For Perennials Gets A Valuable Upgrade
Crop Insurance for high-value fresh market apples improved. Perennial crop insurance deadline is Nov. 20.

For years, fruit growers – particularly fresh market apple growers – complained that crop insurance wasn't reflecting the value of their fresh market products. USDA's Risk Management Agency heard, and changes have been made.

The 2015 apple crop policy now provides more favorable protection for high-value fresh market apple growers. It will allow producers to better protect their investment through the use of improved varietal groups.

COVERING FRESH VALUE: High-value fresh market apples will get higher coverage protection under 2015 crop insurance.

Growers who choose coverage by varietal groups will insure Honeycrisp apples in their own unit with an established price of $51.45 per bushel. Cortland, Empire, Fuji, Gala, Jonagold, Macoun, McIntosh, Ozark Gold, Paula Red, Cripps Pink (Pink Lady) and Red Rome will be insured in a separate unit with an established price of $15.55 per bushel. All other varieties will be insured as a unit with an established price of $10.75 per bushel.

Catch the deadline
The deadline to insure Northeast perennial crops for the 2015 crop year is November 20, 2014. That includes apples, cherries, peaches, pears, blueberries, grapes and cranberries. In 2014, nearly 120,000 acres of Northeast perennial crops were insured against spring freeze, summer hail, significant wind events or other weather events that resulted in reduced yield or quality.

Producers are encouraged to contact their crop insurance agent well in advance of that deadline to sign up or make coverage changes. Also, producers who are renewing coverage should report any changes in their business, such as bringing a new member into the business entity or forming a LLC or corporation.

This message was provided by Crop Growers, LLP, a crop insurance agency owned by Farm Credit East, Yankee Farm Credit and AgChoice Farm Credit. To find out more about crop insurance, visit  .
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