5 crop insurance changes you should know about5 crop insurance changes you should know about

Five changes to crop insurance rules for 2018 that you should know about are:

1. Prevent plant. The 10% additional guarantee option was eliminated. Only a 5% option is available.

2. Replant claims. Calendar date used to define "Practical to Replant" is now up to 10 days after final plant date. Last year it was defined as up to the last day of the late planting period. For most crops, this was 25 days after final plant date.

3. Sugarbeet replant payment. Increased to $110 per acre. Last year it was $80 per acre. If $110 per acre doesn’t cover your replant costs, you can buy the additional replant option.

4. Conservation compliance. The deadline to have the Farm Service Agency form AD-1026 signed to be eligible for crop insurance premium subsidies is now Aug. 15 of the current crop year. It used to be June 1 of the previous crop year.

5. Actual Production History. Yields that were reduced by unavoidable fire or third party damage, such as spray drift, can be removed from your APH. It applies to the 2017 and future crop years. There are some additional requirements.

The list of changes comes from Rob Fronning, AgCountry Farm Credit Services vice-president for insurance. For more details, see your insurance agent, or visit agcountry.com.

Source: AgCountry Farm Credit Services