In today’s uncertain agricultural environment, risk management is essential for protecting your farm’s future. Crop insurance plays a pivotal role in mitigating risks from weather to market fluctuations, but did you know there’s an additional way to safeguard your crops and income?

Crop insurance officer and farmer examine growing soybeans in field

The Enhanced Coverage Option Enhanced Coverage Option (ECO) is an endorsement to your existing multi-peril crop insurance (MPCI) policy that provides extended protection. And with a new crop insurance subsidy increase, ECO is now more affordable than ever.

What is the Enhanced Coverage Option (ECO)?

ECO is designed to provide an extra layer of protection beyond your standard MPCI policy. It covers county-based losses not accounted for by your base policy, offering coverage at 86-90% or 95% on all your planted acres. This means that when severe weather or drastic market shifts hit, your financial safety net is wider and more robust.

The federal subsidy increase from 44% to 65% has made this coverage expansion more affordable. If you’ve been considering adding ECO to your crop insurance, now is the perfect time.

Chart highlighting the differences in enhanced coverage option and multi-peril crop insurance

Why Should You Add ECO to Your Crop Insurance?

Farmer works on computer in office

How Can You Tailor Your Crop Insurance?

While renewing your past elections may be the easiest way to protect your acres, consider asking your insurance officer to review your existing coverage to see how alternative products – like ECO – may impact your farm.

Whether you purchase crop insurance from Compeer Financial or not, let us help you achieve your goals with a complimentary policy review. We can run 100,000 scenarios comparing coverage levels and products to demonstrate how different policy combinations could work for you.

We’re more than just an insurance provider at Compeer — we’re your partner in building a strong risk management plan that provides peace of mind throughout the growing season.

For more details on ECO and other crop insurance options, contact your local Compeer crop insurance officer, and see if your coverage aligns with your farm’s risk management strategy and bottom line.