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DAMAGE DEALT: If your fields have been inundated by the recent rains or you see crop damage, report it as soon as possible to your crop insurance agent.John Vogel
The deluge in the Northeast and Mid-Atlantic will likely mean some farmers will have to file a crop insurance claim.
So, what are the first steps to reporting damage to your crops? Here’s some information gleaned from the USDA’s Risk Management Agency on when and how to file a claim:
1. Report crop damage within 72 hours of seeing it.
2. File the claim before replanting your crops. Many insurance policies have replanting payments.
3. If loss is possible, report the damage at least 15 days before harvest begins.
4. Report damage within 15 days after harvesting is finished — by insurance unit — or the end of the insurance period.
5. Don’t destroy the evidence. You need visual evidence to support your claim.
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